We have decades of experience bringing the most affordable insurance solutions to companies across industries.
Typical benefits include health insurance, dental insurance, vision insurance, retirement benefits, and paid time off. Many employee benefits are required by law, while others are offered as voluntary perks by employers. Because of rising healthcare costs, many health insurance plans have become more inaccessible to employers — especially those with small businesses. Many companies opt for low-cost insurance plans to provide to their employees.
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Frequently Asked Questions
Low-cost benefits are more available to a broader range of companies. For example, offering paid time off rather than health insurance can be a low-cost benefit since there is no premium to pay. Other low-cost benefits include flexible work schedules, employee discounts, and well-ness programs. While they may not be as expensive as some benefits, they can still offer valuable support to employees and help attract and retain talent.
Insurance is a vital part of any employee benefits package. It provides peace of mind in the event of an accident or illness, but it can also help protect employees from financial ruin. For many employees, low-cost insurance is the difference between affording medical care and going without it. In addition, insurance can help to cover the cost of lost wages if an employee is forced to take time off work due to an injury or illness. For these reasons, low-cost insurance is an essential benefit for any employee. Employers can help attract and maintain the best talent by offering low-cost insurance while also protecting their workers from financial hardship.
As healthcare costs continue to rise, many employers are looking for ways to cut costs with their insurance plans. One option is to offer low-cost insurance plans to employees. While these plans may have lower premiums, they typically have higher deductibles and out-of-pocket costs. As a result, employees may pay more for their care depending on the type of insurance needed. In addition, low-cost insurance plans often have narrower networks of providers, which can make it more challenging for employees to find the care they need. On the flip side, adding low-cost insurance to your employee benefits package can create more accessibility to coverage for employees across your organization. For these reasons, employers must weigh the pros and cons of offering low-cost insurance before making a decision.
There is a range of low-cost insurance options for employers to choose from. Small group health insurance allows employers to pay a fixed premium, and employees are responsible for deductibles associated with coverage. In addition, employees can pay a monthly allowance in an Individual Coverage HRA (ICHRA) plan. These low-cost insurance packages allow small businesses to offer insurance without breaking the bank.
We are located in Pasadena, CA and serve the greater LA county area including San Bernardino, Riverside, and Long Beach.